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Ensure Safety First If you are involved in an accident, the first and most critical step is to ensure your safety. Bring your vehicle to a stop and assess your surroundings. Are you in a safe location? If not, move to a safer area if possible, turn on your hazard lights, and stay put. Once in a safe spot, check yourself and your passengers for injuries. Be aware of your surroundings and try to regain full situational awareness.

Accidents happen unexpectedly, and when they do, the financial burden can be overwhelming—especially if the at-fault driver has little or no insurance. Uninsured motorist (UM) coverage protects you if you are involved in an accident caused by a driver who has no insurance or if you are the victim of a hit-and-run. Underinsured motorist (UIM) coverage applies when the at-fault driver has insurance, but their policy limits are too low to cover your damages. In both cases, your own policy steps in to cover the gap, ensuring that you and your family are not left with insurmountable medical bills and other expenses.

The moments after a traffic crash can be overwhelming and confusing to sort through. However, what you do, what you fail to do, and who you speak with after the incident can have a significant impact on the outcome of your claims. Essentially, no good ever comes from admitting fault at the accident scene or speaking with an insurance adjuster before consulting with a lawyer. Hence, it is important that you be careful of what you say and who you speak with after a car accident. For more than 30 years, I have been offering experienced legal services and advocating for the best interests of accident victims in their cases. As an experienced New Jersey personal injury attorney , I can investigate all the details of your unique situation, fight vigorously to protect your rights, and handle all communications and negotiations with the insurance company on your behalf. My firm – Maran & Maran PC – proudly represents car accident victims in Newark and the surrounding areas of Northern New Jersey, including Somerset County, Monmouth County, Warren County, Essex County, Union County, Passaic County, and Sussex County.